Does It Cost More To Insure An Automatic Than A Manual Transmission Car?

Car Insurance Hot Zone

Six speed gear stick in a brand new sport car (shallow DoF)If you are in a place where you are worried about your car insurance premium, you’ll find that there are a lot of questions that you have to answer. You may be looking at multiple insurance companies, and you have probably gone to shop for car insurance online. There are a lot of tips and advice in car insurance, when getting affordable car insurance is such an important thing, it’s no wonder! When you are deciding on a car however, the question of insurance does come up, and you may be wondering whether it is easier to get low rates on car insurance with an automatic or manual transmission.

The question of whether an automatic transmission is best or a manual one is best is one that has been raging between drives for years, and if the tie breaker is going to be affordable auto insurance, you should know that there is essentially no difference between the two. When it comes to low cost auto insurance, you’ll find that there is no difference between driving an automatic or a stick shift. There are many factors which can affect the way that your auto insurance premiums end up, but when you want good rates on your auto insurance policy, this is not a question that should come up.

Of course, there are going to be plenty of other questions that you want answered. For instance, which are you more comfortable driving? Like it or not, you’ll find that the best way kind of auto insurance policy is the kind that you never use! What kind of car did you learn to drive on, and what you are very comfortable with? There are a lot of different options that are available to you when you go shopping for your car, but your comfort and your safety is the most important thing that you need to think of. Whatever are you can drive the most safely is the one that you should use.

Also keep in mind that you are going to need to think about who else is going to be driving the car. Is your spouse or significant other going to be driving as well, and how comfortable are they with what you are planning to purchase? What about any teenagers in your home, and what they have been trained on? Remember that one is not automatically safer than the other; it all has to do with who is behind the wheel and what their options are going to be. Take some time to think about what kind of control and experience you want.

When you are looking a multiple insurance policies, you are going to find that there are a number of different things that you want to consider to make sure that you are going to get affordable car insurance, but don’t worry about automatic versus manual. This is not something that makes a difference when it comes to the final outcome of your total. Instead, spend your time comparison shopping and considering what will affect the rate.

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37 Responses to “Does It Cost More To Insure An Automatic Than A Manual Transmission Car?”

  1. […] View original post here:  Does It Cost More To Insure An Automatic Than A Manual … […]

  2. dizzed.com says:

    Does It Cost More To Insure An Automatic Than A Manual Transmission Car? | Car Insurance Hot Zone…

    If you are in a place where you are worried about your car insurance premium, you’ll find that there are a lot of questions that you have to answer….

  3. pligg.com says:

    Does It Cost More To Insure An Automatic Than A Manual Transmission Car? | Car Insurance Hot Zone…

    If you are in a place where you are worried about your car insurance premium, you’ll find that there are a lot of questions that you have to answer….

  4. Jason Abbott says:

    Great post!

    But if you think about it, why wouldn’t driving “manual” transmissions result in a high auto insurance premium than driving an automatic?

    Think about it: any sort of action while driving can influence driving reaction times (and therefore the probability of getting into an accident), and generally most things SLOW DOWN these times.

    Sure, switching gears and pressing down the clutch repeatedly may have no effect on driving ability, but maybe it does. It would be very interesting to see driving stats of automatic vs. manual transmission drivers.

    Just my 2 cents.

    Jason Abbott

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