Archive for the ‘Car Insurance’ Category

Who are Better Drivers – Men or Women?

Saturday, January 29th, 2011

It is common to hear jokes about women drivers; however, these jokes actually do not speak the truth. In the U.S. there is a reason why women pay less for their auto insurance than men. According to auto insurance studies, women are actually better drivers than men.

Quality Planning, an analytics company, released a study that has confirmed that women have better driving skills than men. The study assessed the different types of vehicle violation codes to find out which gender violated the codes more often. They found that male drivers received more traffic violations than women. Because men violated these laws more than women, they had more vehicle accidents that resulted in expensive damage. These violations include speeding and violation of the passing and yielding law. The study found that men are cited for reckless driving “3.41 more times than women.” Men also receive more violations for DUIs and stop sign/signal violations. As well, the Insurance Institute for Highway Safety reports that more men than women are killed in die in vehicle crashes each year. Women are more likely to get in a minor accident such as a fender bender.

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Does It Cost More To Insure An Automatic Than A Manual Transmission Car?

Friday, March 6th, 2009

Car Insurance Hot Zone

Six speed gear stick in a brand new sport car (shallow DoF)If you are in a place where you are worried about your car insurance premium, you’ll find that there are a lot of questions that you have to answer. You may be looking at multiple insurance companies, and you have probably gone to shop for car insurance online. There are a lot of tips and advice in car insurance, when getting affordable car insurance is such an important thing, it’s no wonder! When you are deciding on a car however, the question of insurance does come up, and you may be wondering whether it is easier to get low rates on car insurance with an automatic or manual transmission.

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7 Practices to Dealing with Auto Insurance Companies

Friday, February 13th, 2009

Car Insurance Hot Zone

The main way to obtain car insurance is to compare different car insurance companies. It can be difficult at first, but with ample research, you will find the right company, policy and purchase price to meet your needs. This article will explain to you the ins and outs to dealing with auto insurance companies, and how to find quality but inexpensive car insurance. Here are seven common insurance adjust secrets.

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What Happens if You Don’t Get Auto Insurance

Thursday, January 29th, 2009

Car Insurance Hot Zone

Before you skip buying auto insurance, there are some things you should know about penalties for driving without insurance.  While each state has its own car insurance laws, chances are you’ll face stiff penalties if you get caught driving without insurance.

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If Personal Property Is Stolen From Your Vehicle, Is It An Auto Claim Or A Homeowner Claim?

Monday, January 19th, 2009

Car Insurance Hot Zone

Not all insurance companies are the same.  A common question is if things are stolen from the car if they are covered.  There are a few things to consider with this question and that includes if you have a full coverage policy with your car, home owners or renters insurance, and more.

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Do You Get Charged More For Vehicle Insurance If You Are Self-Employed?

Saturday, January 17th, 2009

Car Insurance Hot Zone

We all know that life insurance premiums may be set according to one’s occupation; the more dangerous the job, the higher premiums you will pay. It stands to reason that a miner will pay more for insurance than an office worker. This job would be labeled high risk? But did you know that this also applies to car insurance? Auto insurance companies have determined through their own research and experience that there are particular occupations that are also high risk?

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How Can You Keep Your Auto Insurance Rates As Low As Possible?

Tuesday, January 13th, 2009

Car Insurance Hot Zone

When you are in a place where you are looking at your car insurance premium and feeling a little bit of despair, don’t waste your time worrying about it!  There are few things around that can help save you money like getting low car insurance rates, but if you are in a place where you need those numbers to drop, you’ll find that there are quite a few things to keep in mind.  Cheap car insurance policies really aren’t a myth, and when you are thinking about getting some affordable auto insurance, there are a few things that you need to keep in mind.

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What Should You Do if You Have Been Convicted of a Driving Offence?

Tuesday, December 30th, 2008

Car Insurance Hot Zone

Dealing with a driving offense can be difficult. After all, the last thing you want is a driving conviction on your record. Of course at some point in time, there are many people who end up dealing with a driving offence of their own. Sometimes something as simple as a speeding ticket can be the offence. However, they can be more serious as well, such as reckless driving or even driving while under the influence. If you have been convicted of a driving offence, there are some things that you may need to do. Here’s a closer look at what to do if you are convicted of a driving offence.

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Accidents With No Auto Insurance, How Much Trouble Am I In?

Sunday, December 21st, 2008

Car Insurance Hot Zone

You are driving a car and for whatever reason your insurance has either lapsed or you neglected to get in the first place, you pull out into the middle of the road and WHAM!  You get smacked by another driver.  The accident wasn’t your fault but now you are in panic mode because you are not covered.  How much trouble are you in with the law?  How much liability do you have?

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Someone Hit My Car… What Would Be The Right Thing To Do Now?

Monday, December 15th, 2008

Car Insurance Hot Zone

When someone hits your car, you may find that you are in a place where you feel shocked and appalled.  Maybe you were swiped when someone pulled out of a parking space too fast, or maybe you were in a fender bender, or maybe it was much worse than that.  There is a lot to be said when you are thinking about getting work done regarding law enforcement, and working to file an accident report,  and getting the right people ticketedWhat kind of information do you need to get back on your feet?  Making the right choices at this juncture is something that needs to be done.

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