Generally speaking, car insurance premiums tend to be lowered when a driver turns 25 years of age. Statistically speaking, those young people who are under age 25 tend to get into more accidents due to their immaturity and inexperience at driving. Those in the insurance world known as risk assessors feel that those young people who are 25 years of age or older tend to think more responsibly thus decreasing their risk of getting into an accident that was their fault.





