Posts Tagged ‘insurance rates’

12 News Investigate: Auto Insurance Rates

Thursday, August 28th, 2008

Do you know auto insurance companies now use your credit rating in adjusting your insurance rates?

To find out more, watch this video now >>

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Do You Need Car Rental Insurance?

Friday, August 15th, 2008

Car Insurance Hot Zone

Auto insurance can often be confusing and many people find themselves wondering which type of insurance they actually need. It is a legal requirement to have basic auto insurance, but what exactly does that cover and do you also need to take out car rental insurance?

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How Do You Make An Auto Insurance Claim For Scratches Through Auto Owners?

Saturday, August 9th, 2008

Car Insurance Hot Zone

So, you have some scratches on your car, do you need to file an auto insurance claim? You surely can, but you might want to really think about it first. One thing is for sure that every time you file a claim with your insurance company your premium will go up. This is one thing you have to consider. Are you willing to take that rise in premium in exchange to have a few scratches fixed?

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Can the Auto Insurance Company Pay You Directly for Your Medical Expenses or Do They Have To Pay the Doctor?

Wednesday, August 6th, 2008

Car Insurance Hot Zone

Sooner or later, we all get into car accidents. Statistically, it is nearly impossible for anyone who drives or rides in a vehicle to not be involved in a car accident at some point. While the accident itself is certainly jarring and scary, the situation becomes much worse when injuries are involved. When people in any of the vehicles are injured, the insurance companies must step in and cover the cost of their injuries.

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How Much Does Your Auto Insurance Increase After You Get A Traffic Citation?

Monday, August 4th, 2008

Car Insurance Hot Zone

If we are lucky, we can go through our life without every getting any type of traffic citation. Traffic citations can come from many different avenues. For example, speeding, driving under the influence, or causing a car accident can become cause for a traffic citation. However, these citations are more than just a bad mark on your driving record or a big dent in your checkbook; they also affect your car insurance rates.

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Can You Resume Your Auto Insurance Policy Once It Was Cancelled?

Friday, August 1st, 2008

Car Insurance Hot Zone

Many young people that are fairly new to the auto insurance world are being cancelled due to non-payment or late payment. So many of these young people are wondering if you can resume your auto insurance policy once it is cancelled.

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How Does Auto Insurance Work When You Loan Your Car To Another?

Wednesday, July 30th, 2008

Car Insurance Hot Zone

Most of us have been in the scenario; a friend or relative wants to borrow your car, but you’re not sure about exactly what will happen should they be involved in an accident. Are they covered? If so, how? Do they use your insurance policy or theirs? Hopefully those questions will be answered for you.

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Will Your Auto Insurance Claim Information Be Shared If You Switch Your Insurance Company?

Saturday, July 26th, 2008

Car Insurance Hot Zone

After making an insurance claim on their auto insurance policy, people will quite often try to switch their insurance on their car over to another company in the hopes that they will get a better deal and avoid having their premium raised. What they soon find out however is that even though there may not have been a police report filed, the record of their insurance claim is shared with all other insurance companies, effectively blocking them from getting that sweet deal.

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What is the Best Auto Insurance Recommendation For Young Drivers?

Monday, July 21st, 2008

Car Insurance Hot Zone

Auto insurance is expensive enough but when you add a teenage driver to your policy don’t be surprised to see your insurance rates skyrocket. Unfortunately, young drivers are always going to cost more because they are viewed as a higher risk by insurance companies. The good news is there are ways to reduce those costs.

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How Do You Know Your Auto Insurance Coverage Is Sufficient?

Thursday, July 17th, 2008

Car Insurance Hot Zone

Before you purchase your next auto insurance coverage, look over your policy and check your coverage. Many people don’t understand all the names and numbers that they see so it’s best to review the policy a bit.

The first part of the policy statement of coverage covers the damage to your car. The coverage has two sections, comprehensive and collision. Both have a deductible, an amount you pay before the insurance company pays.

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