If you are a smoker, here is yet another reason to quit. It is obvious that smoking has its down sides. Health risks to every major organ as well as cancers, social pressures, and discrimination are the primary citations when it comes to reasons to end your vice. Those are ever-present and ongoing concerns, but as real day-to-day worries, most of us are unconcerned with the healthy functions of our lungs and organs.
If you’re under 25 years of age as a driver (or you’re the parent of an under-25 driver), you probably know that you can have some definite sticker shock when it comes to insuring your young person behind the wheel. Young person insurance rates, especially for males, can literally triple the family car insurance bill. This is especially true if the driver is added to the insurance of a new car with comprehensive coverage and not just liability coverage. Why? Because demographically speaking, young people, and especially males under the age of 25, have the most accidents overall (and the most fatal and serious accidents) of any age group. Therefore, this means that that group’s insurance rates go up, regardless of how responsible the individual driver is.
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